Monday, 24 November 2008 - 10:22 AM GMT

In these tough economic times we cannot afford that one of our family members get sick. Of course dealing with this is very hard. You should consider the medicines needed. But what if you don't have money? When this kind of problem arises, you can apply to short-term installment loans. This is a great help to pay all the bills and buy the medicines needed. Short-term installment loans and access to medical care are things that Americans shouldn’t be without. The US is the most affluent of the industrialized nations, and our health care system is in serious disarray. The amount that health care costs these days is staggering, and it is only getting worse, and now doctors are starting to feel the pinch as well. Fewer and fewer physicians are going into family practice, and small consumer loans should always be an option in the event that someone has to pay for a visit to a medical practitioner. The Physician’s Foundation recently released a report where 78% of doctors who responded believe there are already too few family practitioners, and over half of those who responded are frustrated with the interference of government and HMO regulation of their practices and are likely to quit their practice. As our population grows, the doctor to patient ratio is going to stretch to the breaking point. In a similar manner, governments and banks looking to eliminate consumer freedom to choose small scale emergency funding – like installment loans – will drive customers to far less desirable options and even to the breaking point. Studies are beginning to show that local economies are impacted negatively by the absence of payday installment loan lenders, like studies done by Dartmouth College’s Assistant Economics Professor Jonathan Zinman. Doctors as well as consumers should be contacting their congressmen to ask for the right to choose for themselves, for the choice for health and for their financial freedom being placed where it belongs – in their hands.